For ordinary people, buying a house is a big deal. From selection to confirmation of purchase, be careful with each step. In order to prevent being cheated during the purchase of a house, you must know in advance what you need to buy a house. What to pay attention to buying a house ? Xiao Bian today through the purchase of a house to pay attention to matters, the process of buying a house and what taxes to buy a house to give you a more comprehensive understanding and understanding the inside story of buying a house, away from the trap of buying a house! What are the processes for buying a house? I. Precautions for buying a house (preparation phase) 1, determine the goal of buying a house: According to their own income, expenses and other actual conditions to determine their own real estate. 2, learning to buy a house of common sense: housing because of the huge amount involved, buying a home is a more professional behavior. Therefore, learning to buy a house is a must. 3, accumulate the first payment to buy a house. 4, screening buy a house range: choose the right for their own real estate - to buy a house and do it. The advantages of the newly-opened small-sized units are more reasonable house types, higher living comfort, and relatively higher return on investment in the future. 5, to save travel time costs: time to travel before buying a home should also consider the cost of travel. Because we can easily find that the time cost and transportation cost of crossing the city are becoming more and more expensive. If it takes 2 hours a day for traffic, then January=60 hours=2.5 days, 1 year=730 hours=30 days, 50 years=36500 hours=1520 days=4 years. Reminding friends who want to buy a house and grasping the 5km life circle is an effective parameter to measure the efficiency of home purchase and the quality of home purchase. The smaller the cost of expenditure, the higher the cost-effectiveness of the purchased home. As a result, extra money will be less and less when buying a house. 6, understanding of the cost of buying: After determining the target and scope of buying a house, the basic cost of some purchases must be calculated in advance, although these costs may not seem to appear on the surface, there are some fixed values, but with the subsequent housing When the total price is calculated together, their cost is still a small sum of expenditure. Second, to see the house when you must understand the knowledge of buying a house (1) Submit "a requirement" to the seller, and propose to write the exact content of the sales advertisement into the purchase contract so as to see the contents of the advertisement being inaccurate; (2) Pre-sale license review Master “two points†to see whether the pre-sale items are in line with the name of the sales properties and whether the purchased houses are within the pre-sale scope; (3) The sales office must be able to pass through the "three checkpoints" and "compulsory orders" (the salespersons will "force" you to place orders as soon as possible with the purchased homes) and "shut down" (for "selling" and "selling"). Reluctant to sell "purpose, the salesperson told you that the most fancy suite has been sold, let you give up," "move to move" (make you feel embarrassed not to place orders); (4) Under the deposit, "four clear" (specific location, area, price, time of signing formal sales contract, deposit amount and delivery time, return form of deposit); (5) Consider the "five differences" in the actual purchase of houses (environment, layout, furnishings, decoration materials, work size, design details); (6) Agreed on the status of the objects purchased: such as rough houses or fully decorated rooms, land sources, basic conditions of the house, including the agreement of the interior, construction, pool area, and height; (7) Acceptance of the "two books". What are the two books? The two books are the two legal documents provided by the developer after the completion acceptance of the developer to inform the buyer of the purchase, one is the residential quality guarantee, and the second is the residential use instruction; (8) To ensure that the legitimate rights and interests of the purchasers are effectively guaranteed, they must strive to improve when formulating contracts. This is the only effective solution. For example, to deal with the problem of area error, the "Administrative Measures on the Sale of Commercial Housing" promulgated by the Ministry of Construction in 2001 clearly stipulates that if there is agreement between the two parties, from its agreement and without agreement, it shall be dealt with according to the following principles (area with an absolute error within 3%) (Including 3%), according to the actual settlement of the house price; when the area error exceeds the absolute value by more than 3%, the buyer has the right to check out. If the buyer leaves the house, the seller should start the check-out date Within 30 days, the payment of the paid house price will be refunded to the buyer, paying the interest paid on the paid house price). Third, buy a house note (purchase stage) What procedures and documents are required to buy a house? 1, understand the developer background and qualifications. It is very important to choose powerful developers. Regular developers are guaranteed in terms of housing quality, contract signing, and property rights management. 2, the surrounding environment and supporting facilities. The direction of municipal development directly affects the appreciation of real estate. 3. Community internal planning. 1. Whether the heating conversion station, garbage disposal room, garage entrance, power distribution room, etc. have influence on the selected house. 2. The deployment of buildings, whether there is any possibility of re-building, floor spacing and lighting effects. 4. The investment industry mainly analyzes the ratio of the number of residential quarters in and around the community, and the owner-occupiers look at individual needs. 5. Other formal housing presale contracts, such as area error, floor height, and time for property rights management, are already clearly stipulated. Check the house to check whether the interior walls, floors, roofs, doors, windows, and water repellent treatment, exterior walls, corridors, house area, pool area, etc. are consistent with the contract. Area growth cannot exceed 3%. Within 3% of the purchase price, the buyer pays the developer according to the unit price when the buyer buys the house; within 3%, the developer pays the buyer twice as much as the unit price when the buyer buys the house; the area error increases and the buyer can request the checkout within 3%. Bank refunds interest on the current period of the same period. What taxes do you have to pay to buy a house? I. Taxes payable when buying a house 1. Deed tax: 1.5% for ordinary residences, 4% for commercial/residential or apartment; 2, maintenance funds: buyers should pay 2% of the purchase price; 3. Stamp tax: 5/10000 of the total housing fund; 4, some other costs, not many. II. Taxes payable after buying a house 1, property management fees According to the regulations, the owner must pay the property management fee after the house is collected, but the owner can pay the monthly and seasonal fees. The property company has no right to force the owner to pay the long-term property management fee as a condition for house-acceptance. 2, water, electricity, working capital According to the current relevant regulations, if one household has one form, the property company has no right to receive water and electricity working capital. 3, property agent fees If there is no basis for the contract or the owner voluntarily, the developer has no right to enforce the property. For the owner of a one-time payment for home purchase, because the developer has no risk, the reason for accepting the replacement fee is not sufficient; the owner of the home purchased by way of mortgage loans, because the developer also bears the risk of phased guarantee, the reason why Handling property rights is also to avoid risks. Although the requirements of the agency are not legal and contractual basis, there is still some rationality, but the consent of the owners should also be obtained. If there is a contract basis or the owner’s consent is required, the developer may charge a reasonable agency fee. 4, area surveying and mapping fees The area surveying and mapping fee collection principle is “who commissions, who paysâ€, and the purchase contract has stipulated that the developer is obliged to provide area measurement data to the purchaser, so the fee should be paid by the developer. Learn some of the basics of real estate - the need to buy a home. Because the amount involved is huge, buying it is a more professional behavior. In some developed countries, mature and professional house brokers can provide professional consulting and services for individual buyers. Laws, regulations, and operating procedures are also more standardized. Individuals have already acquired a more mature model and the process is relatively Easy. However, at present, the domestic real estate market has not yet cultivated such professional house brokers targeting individual buyers. Therefore, it is necessary to learn some real estate basic knowledge before buying a house. Third, warm tips Tax time for buying a house: The right thing to do is to declare after the contract goes into effect. In order not to let the developer take up your money, ask before you pay the money to get the certificate. Generally, one month or so will be able to get the documents down, and the special ones are two or three months. As for the receipt of a real estate license, it is not possible to pay taxes! This definitely does not refer to the taxes generated by the real estate transactions. For example, real estate tax and land use tax can only be paid after receiving a real estate license. Information on what to pay attention to buying a house was introduced here for everyone. I hope this article will be helpful to everyone. Xiao Bian also said that for ordinary people, buying a house is a lifetime event! Therefore, on this major event, we must learn more about the process of buying a house and paying taxes, so as to prevent pitfalls! If you still have something you don't understand, you can leave a message to Xiaobian at the bottom. We will answer your questions as soon as possible. For more information, please follow this site! Decoration process flow house flow decoration of their own house process to buy a house to see feng shui Sintered Ferrite Magnet, hard ferrite, hard ferrite magnet is also called Ceramic Magnets. Ferrite Magnet Ferrite Magnet,Block Ferrite Magnet,Round Ferrite Magnet,Hard Sintered Disc Ferrite Magnet Jinyu Magnet (Ningbo) Co., Ltd. , https://www.magnetbonwin.com
Sintered ferrite magnets are available in isotropic magnet and anisotropic magnets. The magnetic properties of isotropic ferrite are low. Since they have nearly the same magnetic properties in all directions, so isotropic ferrite magnets can be magnetized in many different directions or in multi-poles. Anisotropic ferrite magnets have better magnetic properties compare with isotropic ferrite magnets. However this type of magnets can only be magnetized along a preferred direction.
Permanent ferrite magnets are made of hard ferrites, which have a high coercivity and high remanence after magnetization. Iron oxide and barium or strontium carbonate are used in manufacturing of hard ferrite magnets. The high coercivity means the materials are very resistant to becoming demagnetized, an essential characteristic for a permanent magnet. They also have high magnetic permeability. These so-called ceramic magnets are cheap, and are widely used in household products such as refrigerator magnets. The maximum magnetic field B is about 0.35 tesla and the magnetic field strength H is about 30 to 160 kiloampere turns per meter (400 to 2000 oersteds). The density of ferrite magnets is about 5 g/cm3.
The most common hard ferrites are:
Strontium ferrite, SrFe12O19 (SrO·6Fe2O3), used in small electric motors, micro-wave devices, recording media, magneto-optic media, telecommunication and electronic industry.
Barium ferrite, BaFe12O19 (BaO·6Fe2O3), a common material for permanent magnet applications. Barium ferrites are robust ceramics that are generally stable to moisture and corrosion-resistant. They are used in e.g. loudspeaker magnets and as a medium for magnetic recording, e.g. on magnetic stripe cards.
Why choose Ferrite Magnet?
1. Low cost and low price.
The raw material cost is very cheap and manufacturing process is simple. So the price if it is very low.
2. Nice temperature stability
Ferrite magnets can be used in the working temperature from -40℃ to 200℃.
3. Well prevent corrosion
The raw material of sintered ferrite magnet is oxide, so ferrite magnets will not be rusted under severe environment nor affected by many chemicals.